Did a Car Crash Into You Due to a Medical Emergency? Here’s What to Do

Getting into a car accident is always a shocking and distressing experience. But what happens when the crash occurs because the other driver suffered a medical emergency?

According to data, Americans' driving habits have worsened over the past five years or so. In 2022 alone, the US saw over 2.6 million emergency department visits for injuries from vehicle crashes. Some of these accidents have resulted from drivers suffering medical emergencies while driving.

It’s a unique and complicated situation, one that can leave you wondering who is responsible for the damages and what your legal rights are.

Unlike typical car accidents, where fault is usually assigned based on negligence, a medical emergency can change the way liability is determined. Some medical conditions, such as heart attacks or strokes, can cause a driver to lose control of their vehicle, leading to an unavoidable accident. In fact, just last year, a 911 crew member died of a heart attack. At the time, the person was driving and returning home from a 14-hour shift.

In cases like these, the legal concept of the "sudden medical emergency defense" may come into play. This defense allows a driver to argue that they were not at fault for the crash because the medical condition was unforeseen.

However, this does not automatically mean that you are left without recourse. If the driver had a known medical condition and failed to take proper precautions, they could still be held liable. Understanding the nuances of the situation is key to protecting your rights and seeking the compensation you may be entitled to.

Gathering Evidence to Support Your Case

After an accident, once you have addressed your health, start gathering evidence. This can include taking pictures of the accident scene, collecting witness statements, and securing a copy of the police report.

If the other driver claims to have suffered a medical emergency, medical records will become a critical part of your case. The police and insurance companies will likely investigate whether the driver had a pre-existing condition that could have contributed to the accident. If the driver knew about their health risks but continued to drive, you may be able to establish negligence.

Why You Should Get a Lawyer Involved

Navigating a car accident case that involves a medical emergency can be legally complex, which is why seeking legal help is a must.

Earlier this year, a car crashed into Red Lobster in Fayetteville, Arkansas, when the driver of the vehicle suffered from a medical emergency. Hence, the accident was not their fault. However, victims of the crash, if any, should still call a local Fayetteville car accident lawyer to oversee the case.

As per Keith Law Group, car accident lawyers can determine who was at fault for the accident and how much compensation they should pay. These lawyers can also determine whether the driver should be held accountable despite their medical condition.

Beyond legal strategy, car accident lawyers play a crucial role in dealing with insurers. In car accident cases, insurance companies often attempt to minimize compensations, especially when a medical emergency defense is used. Personal injury lawyers know how to negotiate with insurers to ensure that your injuries, medical bills, and other damages are fairly accounted for.

Handling Insurance Claims and Liability Disputes

Dealing with insurance companies after a car accident is rarely straightforward, but it can become even more challenging when a medical emergency is involved. Insurance adjusters will scrutinize the situation to determine liability.

It is important to provide all necessary documentation, including medical reports, the police report, and repair estimates for your vehicle. If the other driver is deemed legally liable despite the medical emergency, their insurance should cover your damages.

However, if liability is disputed, you may need legal assistance to fight for a fair resolution. The key is to stay persistent and ensure that your rights are not overlooked in the claims process.

What to Do If You Sustain Serious Injuries

Some car accidents caused by medical emergencies result in severe injuries that require long-term medical care. If you have suffered serious injuries, like spinal cord damage or brain injuries, the financial burden of medical treatment and rehabilitation can be overwhelming.

In such cases, seeking compensation becomes even more critical. You may need to file a personal injury lawsuit to cover medical expenses and also future treatment, therapy, and lost earning capacity. A legal professional can help ensure that all necessary medical records and expert testimonies are included in your case to maximize the compensation.

Frequently Asked Questions (FAQs)

Can Cars Detect If You’re Having a Medical Emergency While Driving?

Some modern cars have advanced safety systems that can detect erratic driving behavior, drowsiness, or sudden stops. Higher-end models may even monitor driver biometrics, like heart rate or facial cues, to identify medical emergencies. While not foolproof, these features can trigger alerts or automatic emergency braking and call for help in serious cases.

What Should You Do If You Realize You’re Having a Heart Attack While Driving?

If you suspect a heart attack while driving, pull over safely and stop the car immediately. Turn on your hazard lights and call emergency services. Avoid continuing to drive, as symptoms can worsen quickly. Stay calm, try to breathe steadily, and wait for help to arrive while seated or lying back if possible.

Should You Drive Just After Getting Released from the Hospital?

It's generally not recommended to drive immediately after hospital discharge, especially if you've had surgery, taken strong medication, or feel weak. Recovery time varies, and impaired alertness or physical strength could put you and others at risk. Always consult your doctor to know when it’s safe to resume driving.

A car accident caused by a medical emergency presents unique legal and financial challenges. While it may seem like an unavoidable incident, the responsible party may still be held liable under certain circumstances.

Your well-being and financial security should not suffer due to someone else’s medical condition. Whether through negotiations with insurers or legal proceedings, taking the right steps can help you move forward after an unexpected and stressful accident. If you ever find yourself in this situation, do not hesitate to seek legal advice and take action to protect your rights.